The settlements of Mokra Gora are in the form of hamlets, where individual households form family cooperatives. The largest hamlets are Bogdanovići, Cvijanovići, Rabasovići, Turudići, Špijunovići, Glibetići, Milovići, Kojadinovići, Suvi Potok, Milekići, Manteše, Filipovići, Šajakovići, and Vitasi. The only true settlement in the Nature Park is Mokra Gora, the "road village", as colourfully named by Jovan Cvijić.
Traditional residential buildings of this region are the Old Vlach log cabins with four-sloped roofs made of shingle or planks. Simple combinations of wood and stone, blended into turbulent landscapes, create a unique visual impression that leaves nobody indifferent.
In this region, the house represents the central and most important part of the croft, around which the household is organised. The interior is divided into two parts, one representing a room in "bondruk" style and another, the wooden "house", where the hearth was placed. The first hearths were placed in the central part of the "house", and later they were moved to the wall which divides the room and the "house". The oldest houses did not have a chimney since the hearth was open, and the smoke was funnelled through dormers. When the villagers started to use clay stoves instead of open hearths, they also started to build large chimneys. Since these objects were built on inclined surfaces, most of them have a stone subwall beneath. The flooring in the "house" was soil flooring, while in the room it was made of wood. However, the ceiling in both the "house" and the room was made of wood.
A two storey building with a porch was usually built in scope of the croft, where married members of the cooperative used to reside with their families. The roof cover was mainly built of shingle, which was with time on some buildings changed to tile, and the cellar was built of stone.
Along with residential buildings, the traditional croft had other auxiliary buildings, such as a creamery for keeping dairy products during the summer and drying meat during the winter, a smokehouse for drying fruit, a chardak for keeping corn ears, and stables for small cattle as well as stables for large cattle. Built mainly of wood and shingle, rarely from stone, these buildings faithfully reflected the life on the mountain and from the mountain.
Besides the buildings at the croft, many household had a watermill, and according to the memory of some villagers, there were cloth mills on the Beli Rzav river, not far from the church, where the cloth was woven for the need of the residents of Mokra Gora, Kotroman, and Kršanj.
Nowadays, only a part of the buildings of the households of Mokra Gora are preserved in their original form. These are mainly buildings of the economy, while the residential houses underwent many interventions. In the village centre of Mokra Gora, of the buildings from the 19th century, only the inn "Nerandžina Kafana", the house of Milja Bogdanović, the blacksmith shop of Milun Arsenijević, which represents a hut covered with shingle, and several auxiliary buildings in the courtyard of Bogdanović's and Vujić's house remained. The largest number of authentic buildings can be seen in hamlets far from the village centre.
One of the most authentic settlements of this region is the hamlet Milekići, positioned at altitude of approximately 1100 m. Around twenty households, coalesced with the southern slopes of Šargan, represent, as a unit, a still living ethnic village and a museum under the open sky formed here due to the vicinity of the wide mountain pastures.